With rates this low, how much time and money are you spending running and re-running refunding numbers for your issuer clients and targets? This is an expensive, labor intensive, manual task that is far more accurately, predictably, and cost-effectively done across the department through use of a robust database solution that emails results to the banker, advisor, or issuer.
If you have no idea how much time and money is spent performing these tasks, they likely are costing you way too much. After all, what gets measured gets managed…